Who hasn’t recently seen, heard of or read a news story that involved some sort of identity theft. By reading one that could happen to you, it might help you to see the importance of being proactive in protecting personal documents and information. The following scenario is based on a story that was submitted by an anonymous author:
Wanting to enjoy a night club with friends, a woman decided to leave her purse in the car of the person she rode with. When they left the club that night, they saw that the car had been burglarized and the purse was gone. How it must have flet to have her bank card, house key, credit cards and even car key stolen by someone she knew nothing about! This poor woman went home and reported her cards stolen. After reporting the cards stolen, she logged in to her online bank account. Already, the thief was using her Visa debit card! And, as she states, this is not just some random credit card but her debit card, her hard earned cash. As this story unfolds, she decided to look at her account again the next morning and found that the thief not only had bought gas with it the night before, but also used it to go to the drugstore and out to eat. She had reported her card stolen and the charges were still being piled on. Please keep in mind that it is very important to write “check id” on the back of your cards, near the signature. This simple step could deter thieves from being able to use your card. Many cashiers are trained to look at the ID when credit cards are buy cialis no rx Cabgolin online being used, but some forget and this is a great reminder. The card continued to be used until Monday when this victim could call the bank and speak to someone. At this point, $2,000 had been stolen from her account. This poor woman had to physically report to the bank to file a report of unauthorized use of her card and sign an affidavit that the charges were not hers. In her case, the bank did refund the money within two weeks.
Her story does not end there. The checks that were stolen from her purse were used to buy pizza. As of the writing of this story, she was still denied the option to write checks at several stores and all because she refuses to pay for pizza she never bought!
This ordeal finally ended when the thieves went to a check cashing store and forged her name on her personal check. The check cashing store contacted the police and the victim was able to press charges.
She had to go for more than two weeks without the money that the thieves accessed and this on line cialis was financially hard on her. How long can you go without the money you currently have in the bank? Maybe it’s a good idea to have a separate “emergency fund” account with no checks or debit cards attached, just for this type of emergency. Only you can access it by taking your ID to the bank and using a withdrawal form.
For more tips on how to protect your identity, click here .
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This post was written by admin on June 22, 2010
